Calden Bank
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Operations Overview

Updated 2 min agoSources: Core banking · Card processor · Fraud engine · CRM
Region All regions
Channel All channels
Compare to Plan 2026
Transactions today
2.4M
▲ 4.1% vs LY
Straight-through processing
96%
▲ 0.8 pp vs LY
Card authorisation success
98.2%
▲ 0.3 pp vs LY
Fraud alerts (24 h)
318cases
▼ 6.2% vs LY
Avg. branch wait time
6.8min
▼ 0.9 min vs LY
Digital share of transactions
78%
Target 80%
1.87M digital0.53M branch & ATM

Transactions vs plan

Monthly, million transactions · Nov–Dec forecast

ActualForecastPlan

Exceptions by cause

Manual-handling cases, last 30 days

Details →
18.4kLast 30 days
KYC / AML checks42%7,740 cases · avg. 3.1 h to clear
Payment repairs33%6,080 cases · mostly IBAN & format errors
System incidents25%4,600 cases · 19 incidents

STP rate by channel

% of transactions processed without manual touch, monthly

Mobile appCardsBranch & ATM

Fraud cases by stage

Cases, count · last 30 days

Open →
Open over 5 days: 17 casesAvg. time to resolve: 2.6 days
Operations Agent3 new insights today
Opportunity
Auto-repair rules for IBAN and format errors would clear about 1,900 payment repairs a month and lift STP from 96.0% to 96.8%.
Risk
A card-testing pattern on e-commerce cards: declined micro-payments are up 240% in 3 hours from 2 merchant IDs, 412 cards exposed.
Trend
Centre region branches show Friday lunch waits of 11 min against an 8 min target; 14 branches will exceed it again this week.
Ask about payments, fraud, branches…

Channel & process performance

Key channels and processes, today

All channels →
Channel / processTypeVolume todaySTP / successIncidentsSLAHealth

Alerts

Operations rules · last 24 h

Manage →